SPRINGFIELD – To ensure consumers are clearly informed about any changes to their insurance coverage, State Senator Laura Fine has introduced a new law to improve transparency in health insurance plans.

“Educating people about legislative mandates that may affect their coverage helps them make informed financial and medical decisions,” said Fine (D-Glenview). “To ensure their health care needs are adequately met, enrollees must have access to this vital information.”

Senate Bill 1346 expands transparency in two crucial ways. First, the law requires insurers to provide a benefits information card indicating whether the plan is regulated by the state Department of Insurance. This helps consumers know whom to contact if they encounter issues with their coverage. Second, this law expands the list of required information provided to enrollees to include any newly enacted state coverage mandates. The Illinois Department of Insurance will be required to post an annual report on its website with this information.

Senate Bill 1346 was signed into law Friday and is effective Jan. 1, 2026.